1. Site publisher
The website outilpratique.org is published on a non-professional basis by:
Benoit
Contact: bnt.andres@gmail.com
In accordance with Article 6-III of French Law No. 2004-575 of 21 June 2004 on confidence in the digital economy, as the publisher is a private individual acting on a non-professional basis, their full contact details (address, telephone) are not made public but are held at the disposal of the judicial authorities upon request.
This English version is provided for convenience. In the event of any discrepancy, the French version prevails.
2. Publication director
Benoit, publisher of the site.
3. Hosting
The site is hosted by:
IONOS SARL
7 place de la Gare, 57200 Sarreguemines, France
4. Intellectual property
All content on the outilpratique.org website (texts, tools, layout, logos, graphic elements) is protected by copyright. Any reproduction, representation or distribution, in whole or in part, without prior authorization is prohibited, unless otherwise stated.
5. Personal data
The site does not collect any directly identifying data through its tools: calculations (for example the loan simulator) are performed locally in your browser and are not sent to a server.
The site uses Google Analytics to measure traffic and improve the tools offered. This service may set cookies and collect technical browsing data (anonymized IP address, pages visited, device type). This data is processed by Google in accordance with its privacy policy.
Under the General Data Protection Regulation (GDPR) and the French Data Protection Act (loi Informatique et Libertés), you have the right to access, rectify, object to and delete data concerning you. You can exercise these rights by writing to bnt.andres@gmail.com. For more details, see our privacy policy.
6. Cookies
The site may set analytics cookies (Google Analytics) and, eventually, advertising cookies (Google AdSense) once that service is activated. You can configure your browser to refuse these cookies or to warn you before they are set.
7. Limitation of liability
The tools offered (simulators, calculators) provide indicative results for information purposes only. They are no substitute for professional advice (banking, financial, legal). The publisher cannot be held liable for decisions made on the basis of the results obtained.
8. Governing law
This legal notice is governed by French law. In the event of a dispute, and failing an amicable resolution, the French courts shall have sole jurisdiction.
9. Contact
For any question about the site or this legal notice, you can contact us at: bnt.andres@gmail.com.